CICO_network_infrastructure
December 2018

Regulating Cash-in Cash-Out Networks in LMICs

Many individuals in low- and middle-income countries (LMICs) face a financial infrastructure gap. One way organizations have begun addressing this financial infrastructure gap in low-income and rural communities is through the provision of digital financial services (DFS). To utilize DFS however, users must be able to convert physical cash into electronic money through cash-in, cash-out (CICO) networks.

November 2017

Who Has Heard of Mobile Money?

Being aware of the potential benefits and services of Digital Financial Services is pre-requisite to accessing them. We analyzed the effect of various sociodemographic characteristics on an individual’s likelihood to be aware of DFS, focusing in particular on differences by gender.

Photo Credit: UN Women/Fatma Elzahraa Yassin
November 2017

Providing Legal Identity to All

There are more than 1.1 billion individuals without official proof of identity throughout the world today, according to the World Bank’s Identification for Development (ID4D) program.

Digital credit regulations map
November 2017

Digital Credit Regulatory Oversight, Overlaps, and Gaps

Digital credit refers to loans that are issued remotely (often without any brick-and-mortar infrastructure), automatically (minimizing the time and number of steps between registration and the distribution of loans), and instantly (often in less