Year Published
- (-) Remove 2008 filter 2008
- 2009 (0)
- (-) Remove 2010 filter 2010
- (-) Remove 2011 filter 2011
- 2012 (0)
- 2013 (0)
- 2014 (0)
- 2015 (0)
- 2016 (1) Apply 2016 filter
- (-) Remove 2017 filter 2017
- 2018 (1) Apply 2018 filter
- 2019 (0)
- 2020 (0)
- 2021 (0)
Research Topics
Populations
- (-) Remove Countries/Governments filter Countries/Governments
- Rural Populations (1) Apply Rural Populations filter
- Smallholder Farmers (0)
- Women (0)
Types of Research
- Data Analysis (0)
- (-) Remove Literature Review filter Literature Review
- Portfolio Review (0)
- Research Brief (1) Apply Research Brief filter
Geography
- East Africa Region and Selected Countries (0)
- Global (1) Apply Global filter
- South Asia Region and Selected Countries (0)
- Southern Africa Region and Selected Countries (0)
- Sub-Saharan Africa (0)
- West Africa Region and Selected Countries (0)
Dataset
- ASTI (0)
- FAOSTAT (0)
- Farmer First (0)
- LSMS & LSMS-ISA (0)
- Other Datasets (0)
Current search
- (-) Remove 2010 filter 2010
- (-) Remove 2008 filter 2008
- (-) Remove Agricultural Productivity, Yield, & Constraints filter Agricultural Productivity, Yield, & Constraints
- (-) Remove 2011 filter 2011
- (-) Remove 2017 filter 2017
- (-) Remove Literature Review filter Literature Review
- (-) Remove Information & Mobile Technology filter Information & Mobile Technology
- (-) Remove Countries/Governments filter Countries/Governments
A “new wave” of digital credit products has entered the digital financial services (DFS) market in recent years. These products differ from traditional credit by offering loans to borrowers that can be applied for, approved, and disbursed remotely (often without any brick-and-mortar infrastructure), automatically (generally minimizing or eliminating person-to-person interaction), and instantly (often in less than 72 hours). Digital credit also increasingly considers creditworthiness by using alternative (nontraditional) data—ranging from mobile phone activity to utility payments and social media data—potentially allowing for loans to populations previously unable to access bank credit. Two EPAR reports review the characteristics of digital credit offerings in India, Kenya, Nigeria, Tanzania, and Uganda, and regulations specific to digital credit in Africa and Asia.