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In this report we analyze three waves nationally-representative household survey data from Kenya, Uganda, Tanzania, Nigeria, Pakistan, Bangladesh, India, and Indonesia to explore sociodemographic and economic factors associated with mobile money adoption, awareness, and use across countries and over time. Our findings indicate that to realize the potential of digital financial services to reach currently unbanked populations and increase financial inclusion, particular attention needs to be paid to barriers faced by women in accessing mobile money. While policies and interventions to promote education, employment, phone ownership, and having a bank account may broadly help to increase mobile money adoption and use, potentially bringing in currently unbanked populations, specific policies targeting women may be needed to close current gender gaps.
In this report, we analyze the evidence that improved and expanded access to financial services can be a pathway out of poverty in Bangladesh and Tanzania. A brief background review of finance and poverty reduction evidence at the country, household, and individual level emphasizes the importance of a functioning financial system and the need to remove individual and household barriers to capital accumulation. We follow with an in-depth literature review on studies that link poverty reduction in Bangladesh or Tanzania with one or more of five financial intervention categories: remittances; government subsidies; conditional and unconditional cash transfers; credit; and combination programs. The resulting empirical evidence from these sources reveal a high share (61%) of positive reported associations between a financial intervention and outcome measure related to our five chosen financial interventions. The remaining studies found insignificant or mixed associations, but very few (3 out of 56) indicate that access to a financial mechanism was associated with worsened poverty. The heterogeneity of study types and interventions makes it difficult to draw conclusions about the efficacy of one intervention over another, and more research is needed on whether such approaches constitute a durable, long-term exit from poverty.
This is "Section B" of a report that presents estimates and summary statistics from the 2008/2009 wave of the Tanzania National Panel Survey (TZNPS), part of the Living Standards Measurement Study – Integrated Surveys on Agriculture (LSMS-ISA). We present our analyses of household characteristics by gender and by administrative zone, considering landholding size, number of crops grown, yields, livestock, input use, and food consumption.
This is "Section H" of a report that presents estimates and summary statistics from the 2008/2009 wave of the Tanzania National Panel Survey (TZNPS), part of the Living Standards Measurement Study – Integrated Surveys on Agriculture (LSMS-ISA). We present our analysis of nutrition and malnutrition, and of the variation across agricultural and non-agricultural households, gender, age, and zones. For example, we find that stunting (low height for age) was the most prevalent indicator of malnutrition, with 43% of the under-five population categorized in the moderate to severe range, while less than 17% children under the age of five were reported to be underweight (low weight for age). A higher proportion of children in female-headed households experienced stunting (46% versus 42% in male-headed households) and were underweight (19% versus 16% in male-headed households).
This is "Section G" of a report that presents estimates and summary statistics from the 2008/2009 wave of the Tanzania National Panel Survey (TZNPS), part of the Living Standards Measurement Study – Integrated Surveys on Agriculture (LSMS-ISA). We present our analyses of data related to consumption of priority foods, total value of consumption, levels of food consumption and production, including analyses by zone in Tanzania. We find, for example, that the mean total value of household consumption was higher for agricultural households (US$27.28) compared to non-agricultural households (US$26.59), but the mean per capita value of household consumption was higher for non-agricultural households (US$7.32) compared to agricultural households (US$5.24). The mean per capita value of weekly consumption for the Southern zone was only US$5.34, compared to the highest mean per capita value of US$6.63 in the Eastern zone. The Central zone still had the lowest per capita value of consumption at US$4.40.
This is the introductory section of a report that presents estimates and summary statistics from the 2008/2009 wave of the Tanzania National Panel Survey (TZNPS), part of the Living Standards Measurement Study – Integrated Surveys on Agriculture (LSMS-ISA). We present an overview of report sections, as well as an executive summary of findings on crops and livestock, constraints to productivity, and productivity and nutrition outcomes.