Year Published
- 2008 (0)
- 2009 (0)
- 2010 (0)
- 2011 (0)
- 2012 (0)
- 2013 (0)
- (-) Remove 2014 filter 2014
- 2015 (0)
- 2016 (1) Apply 2016 filter
- (-) Remove 2017 filter 2017
- 2018 (1) Apply 2018 filter
- 2019 (0)
- 2020 (0)
- 2021 (0)
Research Topics
Populations
- (-) Remove Countries/Governments filter Countries/Governments
- Rural Populations (0)
- Smallholder Farmers (0)
- Women (1) Apply Women filter
Types of Research
- Data Analysis (0)
- Literature Review (1) Apply Literature Review filter
- Portfolio Review (0)
- Research Brief (0)
Geography
- East Africa Region and Selected Countries (0)
- Global (1) Apply Global filter
- South Asia Region and Selected Countries (1) Apply South Asia Region and Selected Countries filter
- Southern Africa Region and Selected Countries (0)
- Sub-Saharan Africa (1) Apply Sub-Saharan Africa filter
- West Africa Region and Selected Countries (0)
Dataset
- ASTI (1) Apply ASTI filter
- FAOSTAT (1) Apply FAOSTAT filter
- Farmer First (0)
- LSMS & LSMS-ISA (0)
- Other Datasets (1) Apply Other Datasets filter
Current search
- (-) Remove Information & Mobile Technology filter Information & Mobile Technology
- (-) Remove Environment & Climate Change filter Environment & Climate Change
- (-) Remove Global & Regional Public Goods filter Global & Regional Public Goods
- (-) Remove 2014 filter 2014
- (-) Remove 2017 filter 2017
- (-) Remove Countries/Governments filter Countries/Governments
A “new wave” of digital credit products has entered the digital financial services (DFS) market in recent years. These products differ from traditional credit by offering loans to borrowers that can be applied for, approved, and disbursed remotely (often without any brick-and-mortar infrastructure), automatically (generally minimizing or eliminating person-to-person interaction), and instantly (often in less than 72 hours). Digital credit also increasingly considers creditworthiness by using alternative (nontraditional) data—ranging from mobile phone activity to utility payments and social media data—potentially allowing for loans to populations previously unable to access bank credit. Two EPAR reports review the characteristics of digital credit offerings in India, Kenya, Nigeria, Tanzania, and Uganda, and regulations specific to digital credit in Africa and Asia.