Evans School Policy Analysis & Research Group (EPAR)

In Sub-Saharan Africa, 12% of adults now report having a mobile money account, representing over a quarter of the share of those who have any kind of financial account at all. As mobile money expands, there is interest in how regulatory frameworks develop to support digital financial services (DFS) and also support broader financial inclusion. In theory, protecting consumers from risk, and ensuring that they have the information and understanding required to make informed decisions, may increase their confidence and trust in mobile money systems, leading to higher adoption and usage rates. However, consumer protection regulations may also carry certain trade-offs in terms of cost, usage, and innovation.  The challenge, according to proponents of consumer protection, is to develop regulations that promote access and innovation, yet still offer an acceptable level of consumer protection. We review the literature on consumer protection institutions and regulatory documents for DFS (particularly mobile money) in 22 developing countries, and identify examples of specific consumer protection regulations relevant to mobile money in each country.

Household survey data are a key source of information for policy-makers at all levels. In developing countries, household data are commonly used to target interventions and evaluate progress towards development goals. The World Bank’s Living Standards Measurement Study - Integrated Surveys on Agriculture (LSMS-ISA) are a particularly rich source of nationally-representative panel data for six Sub-Saharan African countries: Ethiopia, Malawi, Niger, Nigeria, Tanzania, and Uganda. To help understand how these data are used, EPAR reviewed the existing literature referencing the LSMS-ISA and identified 415 publications, working papers, reports, and presentations with primary research based on LSMS-ISA data. We find that use of the LSMS-ISA has been increasing each year since the first survey waves were made available in 2009, with several universities, multilateral organizations, government offices, and research groups across the globe using the data to answer questions on agricultural productivity, farm management, poverty and welfare, nutrition, and several other topics.

Agriculture is a principal source of livelihood for the Tanzanian population. Agriculture provides more than two-thirds of employment and almost half of Tanzania‘s GDP. Women play an essential role in agricultural production. The sector is characterized as female-intensive, meaning that women comprise a majority of the labor force in agriculture (54%). This brief reviews the academic and grey literature on gender and agriculture in Tanzania, providing an overview on the structure of households, the household structure of agricultural production, information on women’s crops, and gender and land rights in Tanzania. We conclude with a summary of challenges to women in agriculture, and of potential implications for women of advancements in production technology and other economic opportunities at the household level. 

This report presents data on selected agricultural commodities for the fourth quarter of 2010 (October through December), with summaries of the entire year where available. It provides a summary of recent changes and price trends, demand, supply, and market conditions for key agricultural commodities. We find that the fourth quarter of 2010 was characterized by higher global commodity prices.  Food prices are coming out of a two-year period of relatively low price inflation due to the global recession, however increased global trade, some increased consumer demand, and higher energy and food production costs are likely to continue boosting prices as the world emerges from recession.  Grains, oilseeds and coffee lead in the gains in commodity prices.  Stocks generally remain low and severe weather including floods in Australia, drought in Russia, and bad weather in South America has contributed to several significant supply interruptions.  Current futures prices suggest that commodity prices will continue to rise in the short-term.